Chainscore is a Credit Risk Scoring Protocol for DeFi, providing a way to evaluate financial risk with multi-chain credit data. DeFi apps could use chainscore to verify users’ eligibility based on a number of factors such as their past financial transactions, credit utilization, repayments, and credit age.
ChainScore Protocol allows you to access DeFi Credit Scores for accounts by tracking their financial transactions and assets on multiple chains. Financial transactions include Lending, Borrowing, Repaying Debt, Depositing in Vaults/Pools, and much more.
DeFi protocols can use credit scores to evaluate the potential risk posed by lending money to users and to mitigate losses due to bad debt. Apart from users, credit risk scores could also be used for rating derivatives, hedges, debts, AMM pools, and much more. This would help to increase trust and reputation in financial transactions for DeFi. 

For example, Lending/Borrowing Protocols can use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. They could also use credit scores to determine which users are likely to bring in the most revenue.

DeFi protocols and dApps on the supported chain could request Credit Data from the ChainScore network, incentivized by the $SCORE token.

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